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How many customised credit cards are proposed to be issued to micro enterprises under the Union Budget 2025–26?
Question

How many customised credit cards are proposed to be issued to micro enterprises under the Union Budget 2025–26?

A.

20 lakh

B.

10 lakh

C.

5 lakh

D.

15 lakh

Correct option is B

The correct answer is (b) 10 lakh
Explanation:
• Under the Union Budget 2025–26, the government proposed issuing 10 lakh customised credit cards to micro enterprises in the first year.
• These enterprises must be registered on the Udyam portal to qualify.
• Each credit card will offer a credit limit of ₹5 lakh.
• The initiative is designed to enhance credit access and support working capital needs of micro enterprises.
• It aligns with the government’s broader push for financial inclusion and MSME empowerment.
Information Booster:
• The scheme is a part of efforts to formalize the micro sector and improve access to institutional finance.
• Udyam registration is a government-recognized process for MSMEs to avail schemes and benefits.

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