Correct option is A
Statement 1 is correct: The average ticket size of loans has nearly tripled— rising from ₹38,000 in FY16 to ₹72,000 in FY23,and further to ₹1.02 lakh in FY25 reflecting growing economies of scale and a deepening of bothmarket depth and width.
Statement 2 is incorrect: As of February 28, 2025, since the launch of the Pradhan Mantri Mudra Yojana in 2015, Tamil Naduhas recorded the highest disbursal among states at ₹3,23,647.76 crore. Uttar Pradesh follows with₹3,14,360.86 crore, while Karnataka ranks third with ₹3,02,146.41 crore.