Can bank PO earn 1 lakh per month?

Correct option is A

A newly appointed IBPS Probationary Officer (PO) typically earns a gross monthly salary ranging between ₹65,000 and ₹75,000, depending on the posting location, allowances, and other benefits. The basic pay for a Bank PO under Junior Management Grade Scale-I is ₹48,480 as per the latest IBPS PO 2025 notification. Additional components include Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, City Compensatory Allowance (CCA), and benefits such as medical, travel, and lease accommodation (in lieu of HRA), all of which vary based on city classification (metro, urban, semi-urban, rural). While the in-hand salary may be lower due to deductions like NPS contribution and income tax, the gross earnings can approach ₹75,000 in metro cities. With 2–3 promotions, a PO can definitely earn ₹1 lakh per month within a few years. Officers working in scale II or III, or those posted in high-demand areas with additional responsibilities, often cross that threshold. Moreover, after promotions to Scale II (Manager) and Scale III (Senior Manager), salaries increase significantly. Thus, while a freshly appointed Bank PO may not start with a ₹1 lakh monthly salary, it is absolutely realistic to reach that level within 3–5 years through performance-based promotions and regular increments.