Correct option is D
.The correct answer is: (d) 9%
Explanation:
• According to the Q2 FY25 investor presentation of Axis Bank, its Net Interest Income (NII) grew by 9% year-on-year (YoY).
• This indicates the bank’s interest earnings minus interest expenses increased by 9% compared to the same quarter in the previous year.
Information Booster:
• The NII figure for Q2 FY25 stood at ₹13,483 crore (vs ₹12,315 crore in Q2 FY24) according to the presentation.
• The Net Interest Margin (NIM) in Q2 FY25 was reported at 3.99%.
• The growth in NII reflects both increased advances/deposits and effective cost of funds management.
• While NII grew, other metrics like operating expense growth and asset quality also influence banking profitability.
• YoY growth is different from QoQ growth: here we focus on year-on-year change.
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