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കേരള PSC KSCARDB അസിസ്റ്റന്റ്/ APEX സൊസൈറ്റികൾ മുൻ വർഷത്തെ ചോദ്യപേപ്പറും പരിഹാരങ്ങളും| Kerala PSC KSCARDB Assistant/APEX Societies Previous Year Question Paper & Solutions

KSCARDB Assistant Previous Question Papers. These question papers are essential to upcoming kscardb assistant examination in 2021. So you must download kscard bank previous year question papers. It will help you for Kscardb exams. The kscardb previous year questions check link is given below.

KSCARDB Assistant Previous Question Papers

കേരള PSC KSCARDB അസിസ്റ്റന്റ്/ APEX സൊസൈറ്റികൾ മുൻ വർഷത്തെ ചോദ്യപേപ്പറും പരിഹാരങ്ങളും (Kerala PSC KSCARDB Assistant/APEX Societies Previous Year Question Paper & Solutions): കേരള പിഎസ്‌സി അഗ്രികൾച്ചർ അസിസ്റ്റന്റ് മുൻ ചോദ്യ പേപ്പർ താക്കോൽ സഹിതം. അഗ്രികൾച്ചർ അസിസ്റ്റന്റ് തസ്തികകളിലേക്കുള്ള കേരള പബ്ലിക് സർവീസ് കമ്മീഷൻ റിക്രൂട്ട്മെൻറുകൾ. 2021 നവംബർ 13 നു നടത്തുന്ന KSCARDB/APEX സൊസൈറ്റിസ് പരീക്ഷകൾക്ക് തികച്ചും ഉപയോഗപ്രദമായ മുൻവർഷത്തെ ചോദ്യപേപ്പർ വിശദപരിഹാരത്തോടെ ഞങ്ങൾ ഇവിടെ പോസ്റ്റ് ചെയ്യുന്നു. പരിശീലിക്കുക സ്വയം വിലയിരുത്തുക.

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Kerala PSC KSCARDB/Apex Society 2021: Exam Pattern (പരീക്ഷാ രീതി)

Maximum Mark 100
Duration 1 Hour 15 Minutes
Medium of Questions English
Mode of Exam OMR/ONLINE

Read More: Biggest waterfall in India| KPSC & HCA Study Material

KSCARDB/ Apex Society 2021: Exam Syllabus (പരീക്ഷാ സിലബസ്)

Main Topics

Subjects Marks
Co-operation 50 Marks
Finance 40 Marks
IT & Cyber Laws 10 Marks

Kerala PSC KSCARDB/Apex Society 2021: Previous Year 50 Questions (മുൻ വർഷത്തെ ചോദ്യങ്ങൾ)

  1. The Philosophy of co-operation looks upon it as a means Of redistribution of income and wealth by eliminating conflict :


(B) Revolutionary

(C) Economic

(D) None of these

  1. In India before independence co-operative movement was :

(A) Under the influence of social workers

(B) Under the control of agriculturists

(C)  full political control

(D) Above the care Of political leaders

  1. Which one of the following is not one Of the economic benefits of co-operation?

(A)     It ends exploitation

(B)     No equitable distribution Of profit

(C)Monopolitic trends are challenged

(D)None of the above

4.        Abat system Of Co-operation prevails among :

(A)  The tribals (B) Rajputs
(C) The big zamindars (D) All the above
  1. The first Co-operative Societies Act was passed in India in the year:

(A) 1904

(B) 1912

(C) 1909

(D) 1906

6. Which one Of the following is the point of similarity between Raiffesion Banks and Delitizch Banks?

(A) In both cases there are indivisble reserve fund

(B) In both cages shares are highly priced

(C) In both cases whole management is run democratically

(D) In both cases interests Of borrowers have major consideration

  1. Land development Banks provide loans on :

(A) Short term basis

(B) Medium term basis

(C) Long term basis

(D) All the above

  1. The year in which Non-credit Co-operative societies were started in India :

(A) 1912

(B) 1918

(C) 1914

(D) 1916

  1. Under co-operative audit, a system of audit of which is made a continuous process is called

(A) Concurrent audit

(B) Balance sheet audit

(C) Interim audit

(D) Test audit

  1. Who organise the first co-operative society Of shoe makers in Germany?

(A) Hermann

(B) Raiffeissen

(C) Delitizch

(D) None Of the above

  1. Which Of the following CO-operative societies has great success in Denmark?

(A) Marketing

(B) Dairying

(C) Industrial

(D) Eggs

  1. The type of society which arranges for farm needs of agriculturists is called

(A) Service societies

(B) Marketing societies

(C) Trading societies

(D) None of these

  1. Which one of the following is not one Of the characteristics Of Raiffesein societies :

(A) Very small amount of loans are advanced

(B) Share value should be very nominal

(C) Societies should be of large size

(D) Majority Of members are farmers

14. In Japan Co-operative movement started in the year :

(A) 1878

(B) 1880

(C) 1881

(D) 1879

  1. was started the first Industrial Co-operative society of blacksmiths in China?

(A) Sunyatsen

(B) Chou-En-Lai

(C) Mao Tse Tung

(D) C.F. wu

  1. Who inspire the starting Of co-operative movement in Ireland?

(A) Roach dale Pioneers

(B) Horace Plunkett

(C) PJ. Tardy

(D) None Of these


  1. Which one of the following is an economic benefit Of co-operative movement in India?

(A) It has developed democratic spirit

(B) It, has increased social contacts of workers

(C) It has increased social prestige of workers

(D) It has saved the agriculturists from money-Lenders

18. Which one of the following is not an important function of state Co-operative Bank?

(A) To act as banker’s Bank

(B) To organize trade fairs in cities

(C) To help in mobilizing financial resources

(D) To create better relationship between Co-operative societies

19. The year in which Reserve Bank Of India Act Passed?

(A) 1949

(B) 1935

(C) 1934

(D) 1950

  1. Royal commission on agriculture in India was set up in the year :

(A) 1927

(B) 1929

(C) 1926

(D) 1928

  1. An agreement comes into existence by the process of offer by one party and it’s acceptance by the Other party.

(A) Qualified

(B) Effected

(C) Ineffective

(D) Unqualified

  1. An act constituting consideration must have been done at the desire or request Of the ;

(A) Promise

(B) Any other person

(C) Promisor

(D) None of these

23. When a person IS compelled to enter into a contract by the use Of force by the Other party or under a threat is called :

(A) Mistake

(B) Misrepresentation

(C) Undue influence

(D) Coercion

  1. A contract to do or not to do something if some event collateral to such contract does or does not happen is called :

(A) Contingent contract

(B) Absolute contract

(C) In effected contract

(D) None of these

KSCARDB Assistant 2021
KSCARDB Assistant 2021
  1. Monitary compensation allowed to the injured party by the court for the loss or injury suffered by him by the breach of a contract is called :

(A) Damage

(B) Damages

(C) Integrum

(D) None Of these

  1. A Contract by which one party promises to save from loss caused to him by the conduct Of the promisor himself or by the conduct Of any Other person is :

(A) Contract Of indemnity

(B) Contract of guarantee

(C) Contract of uberrimae fidei

(D) None of these

  1. The right of a person to retain possession of some goods belonging to another until some debt or claim Of the person in possession is satisfied is called:

(A) Pledge

(B) Mortgage


(D) Lien

28.Under a contract of sale, the transfer of the property in the goods is to take place at a future time is a :

(A) Sale

(B) Agreement to sell


(D) None of these

29.The year in which the foreign exchange management Act was passed in India :

(A) F December 1999

(B) 5th December 1999

(C)10th December 1999

(D)  December 1999

30.A prospectus which does not have details of either price or number of shares being offered or the amount of issue is called :

(A) Abridged prospectus (B) Offer document
(C) Draft offer document (D) Red Herring prospectus


31.If a company borrows money beyond it’s express or implied powers, the borrowing is the company and is void.

(A) Ultra vires

(B) Intra vires


(D) None Of these

32.The year in which payment of Bonus Act was passed in India?

(A) 1975

(B) 1964


(D) 1965


33.Export import Bank of India was setup in 1982 as a wholly owned undertaking of the

(A) Private individual

(B) Foreigners

(C)Government of India

(D) None of these

  1. Balance sheet is a statement Of the financial position of a Concern :

(A) For the year ended

(B) As on a particular date

(C)For a given period

(D) All the above

35.Which of the following is not a profitability ratio?

(A) Earning per share

(B) Earning yield

(C)Dividend yield

(D) Operating profit ratio

36.The term funds meansIn cash now analysis.

(A) Cash

(B) Total funds

(C)Total assets

(D) Fixed assets

37.fixed costs is 20,000 and profit volume ratio is 25 percent, then break even point will be

(A)         60,000

(B) 10,000 unit

(C)80,000 unit

(D)       80,000

38.Management Information system relates to :

(A) External intelligence

(B) Internal intelligence

(C)Internal and External intelligence

(D) None of these

39.A and B are partners sharing the profit in the proportion of 7.•3. The admit C by giving share in the profit. The new profit Sharing ratio of A, B and C is :





40.Allotment of shares on pro-rata means :

  • Allotment on the basis Of first comes first serves
  • Equal allotment on every application
  • Allotment on every application in the ratio which the total numbers of shares to be allotted bears to total number of shares applied
  • None of these

41.Naked debentures are :

(A) Unsecured

(B) Secured on floating

(C) Secured on fixed charge

(D) Both (A) and (B)

42. Bonus shares are issued to the equity shareholders ;

(A) At discount

(B) Without any consideration

(C) With consideration

(D) None of these

43. Elton Mayo was the father Of :

(A) Scientific  management

(B)  Process management

(C) Empirical school

(D) Human relation school

44.The term permanent working capital and core current assets are :

(A) Anonymous

(B) Different terms


(D) None Of these

  1. The main object of providing depreciation on fixed asset :

(A) For correct valuation of fixed asset

    • For correct calculation of profit
    • Creation of internal reserve for replacement of asset
    • None of these
  1. Which of the following is not a cash inflow?

(A) Cash received from debtors

(B) Sale of fixed asset

(C) Issue of debentures

(D) Cash from business operations

47. Table ‘A’ of Companies Act 1956 gives :

(A) A model of day book

(B) A model of Trading Account

(C) A model of Resolution

(D) A model of Articles of association

  1. Under which one Of the following methods of depreciation is the amount of the assets reduced to zero ;

(A) Diminishing balance method

(B) Straight line method

(C) Annuity method

(D) Digit line method

49. Right’s shares are the shares that are offered to the :

(A) Debenture holders

(B) Preference share holders

(C) Creditors of the company

(D) Existing equity shareholders

  1. [n the absence of any contract, capital profit arising on dissolution of a partnership firm is credited to the partner’s capital account :

(A) Profit sharing

(B) Equal proportion

(C) Capital ratio

(D) None Of these

KSCARDB Assistant

Kerala PSC KSCARDB /Apex Society 2021: 50 Solutions (പരിഹാരങ്ങൾ)

  1. (B) Revolutionary
  2. (C) Umder full political control
  3. (B) no equitable distribution of profit
  4. (B) rajputs
  5. (B) 1912
  6. (C) in both cases whole management is run Democratically
  7. (C) long term basis
  8. (A) 1912
  9. (A) concurrent audit
  10. (A) Hermann
  11. (B) dairying
  12. (A) service societies
  13. (C) societies should be of large size
  14. (D) 1879
  15. (D) W. U. Wu
  16. (B) Hoarce
  17. (D) it has saved the agriculturists from money lenders
  18. (B) to organise trade fairs in cities
  19. (C) 1934
  20. (C) 1926
  21. (D) unqualified
  22. (C) promiser
  23. (D) coercion
  24. (A) contingent cintract
  25. (B) damages
  26. (A) contract of uberrimaefidei
  27. (D) lien
  28. (B) agreement to sell
  29. (D) 2nd December 1999
  30. (D) red herring prospectus
  31. (A) ultra vires
  32. (D) 1965
  33. (C) Government of india
  34. (B) as on particular date
  35. (C) dividend yield
  36. (A) cash
  37. (D) 80,000
  38. (B) internal intelligence
  39. (A) 7:3:2
  40. (C) allotment on every application in the ratio which the total number of shares to be allotted bears to total number of shares applied
  41. (A) unsecured
  42. (B) without any consideration
  43. (D) human relation school
  44. (C) synonymous
  45. (C) creation of internal reserve for replacement of asset
  46. (A) cash received from debtors
  47. (D) a model articles of association
  48. (B) straight line method
  49. (D) existing equity shareholders
  50. (B) equal proportion

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