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    Which of the following statements is NOT correct about Ayushman Bharat Scheme (ABS)?
    Question

    Which of the following statements is NOT correct about Ayushman Bharat Scheme (ABS)?

    A.

    The scheme will have a defined benefit cover of Rs.5 lakh per family per year.

    B.

    Senior Citizen Health Insurance Scheme (SCHIS) is not covered under the scheme.

    C.

    Ayushman Bharat is a National Health Protection Scheme.

    D.

    Rashtriya Swasthya Bima Yojana (RSBY) has been subsumed under Ayushman Bharat Scheme (ABS).

    Correct option is B

    The correct answer is (B)  ​Senior Citizen Health Insurance Scheme (SCHIS) is not covered under the scheme.

    Information booster: 

    Ayushman Bharat Scheme (ABS)

    1. The Ayushman Bharat Scheme is a national health protection scheme launched by the Government of India in 2018. Its aim is to provide affordable healthcare to millions of Indians, especially those from poor and vulnerable sections of society.

      1. Health Insurance Coverage: Ayushman Bharat offers health insurance coverage of up to Rs. 5 lakh per family per year for secondary and tertiary medical care. This covers hospitalizations, surgeries, and other medical treatments.

      2. Target Group: The scheme primarily targets families identified in the Socio-Economic Caste Census (SECC). It covers over 10 crore families, which include more than 50 crore people across India.

      3. Cashless Treatment: Beneficiaries can access treatment at empanelled hospitals without paying out of pocket. The hospitals directly receive payments from the government under the scheme.

      4. Two Components:

        • Health and Wellness Centres (HWC): These centres aim to provide primary healthcare services like check-ups, vaccinations, and maternal care in rural and remote areas.
        • Pradhan Mantri Jan Arogya Yojana (PMJAY): This provides secondary and tertiary health care services, such as surgeries and specialist treatments.
      5. Wide Coverage: The scheme includes a wide range of medical conditions, from general illnesses to critical diseases such as cancer, heart surgery, and kidney transplants.

      6. Focus on Quality Care: The scheme emphasizes quality healthcare services by partnering with private and public hospitals, ensuring that people have access to good treatment.

      7. Ease of Access: Beneficiaries can easily check their eligibility, register, and avail themselves of the benefits through the scheme's dedicated mobile app or website.

      Ayushman Bharat aims to reduce the financial burden of healthcare on the poor, improve access to quality medical services, and ensure that no one is deprived of medical care due to financial limitations. It is one of the largest health insurance schemes in the world, benefiting millions of people across the country.

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