Correct option is A
The Pradhan Mantri Awas Yojana (PMAY) is a government initiative aimed at providing affordable housing to the poor in both urban and rural areas. It does not cater to rich people, making option (A) incorrect.
Correctly Matched Pairs:
(B) Pradhan Mantri Awas Yojana – Urban Poor (PMAY-U covers urban poor)
(C) Pradhan Mantri Awas Yojana – Rural Poor (PMAY-G covers rural poor)
(D) Pradhan Mantri Awas Yojana – Rural and Urban Poor (PMAY covers both urban and rural poor through PMAY-U and PMAY-G)
Information Booster:
PMAY was launched in 2015 to ensure Housing for All by 2022.
PMAY-Urban (PMAY-U) focuses on slum dwellers, lower-income groups (LIG), and economically weaker sections (EWS).
PMAY-Gramin (PMAY-G) aims to provide pucca houses to rural poor with basic amenities.
The scheme offers subsidized home loans under the Credit Linked Subsidy Scheme (CLSS).
Beneficiaries include women, SC/ST, minorities, and differently-abled individuals.
Houses are constructed using eco-friendly and disaster-resilient technologies.