Which of the following is not the criterion for sanctioning loans by financial institution

Correct option is B

Financial institutions evaluate loan applications based on economic and managerial factors related to repayment capacity. Criteria such as size of holding, occupation, and managerial capacity directly influence income generation and creditworthiness. Gender of the applicant does not determine repayment ability or financial viability of a loan proposal. Hence, gender is not a criterion for sanctioning loans by financial institutions.
Information booster: Loan appraisal focuses on repayment capacity, risk assessment, and income stability of the borrower. Managerial ability ensures efficient utilization of borrowed funds. Size of holding reflects production potential and income base in agriculture. Financial institutions follow non-discriminatory lending principles.
Why other options are incorrect: (a) Size of holding affects income potential and repayment capacity. (c) Managerial capacity influences proper use of loan funds. (d) Occupation determines stability and regularity of income.