Correct option is D
For a mortgage other than a mortgage by deposit of title deeds, if the principal amount secured is one hundred rupees or more, it must be effected by a
registered instrument,
signed by the mortgagor, and
attested by at least two witnesses as per Section 59 of the Transfer of Property Act, 1882.
Information Booster
Registration ensures legal recognition and enforceability of the mortgage. The requirement for attestation and signing by the mortgagor protects against fraud and disputes.
Additional Knowledge
· Mortgage by deposit of title deeds (also known as equitable mortgage) does not require registration.