arrow
arrow
arrow
What are the minimum Capital to Risk (Weighted) Assets Ratio (CRAR) requirements for urban cooperative banks (UCBs) as prescribed by the Reserve Bank
Question

What are the minimum Capital to Risk (Weighted) Assets Ratio (CRAR) requirements for urban cooperative banks (UCBs) as prescribed by the Reserve Bank of India (RBI)?

A.

Tier 1: 8%, Tier 2 to 4: 10%

B.

Tier 1: 9%, Tier 2 to 4: 12%

C.

Tier 1: 10%, Tier 2 to 4: 15%

D.

Tier 1: 8.5%, Tier 2 to 4: 11.5%

E.

Tier 1: 7%, Tier 2 to 4: 13%

Correct option is B

The Reserve Bank of India (RBI) has specified the following minimum CRAR requirements for urban cooperative banks (UCBs):
1. Tier 1 UCBs:
· A minimum CRAR of 9% of risk-weighted assets (RWAs).
2. Tier 2 to 4 UCBs:
· A minimum CRAR of 12% of RWAs.

Free Tests

Free
Must Attempt
Video Solutions

RBI Assistant Pre 2026 Full Mock Test -01

languageIcon English
  • pdpQsnIcon100 Questions
  • pdpsheetsIcon100 Marks
  • timerIcon60 Mins
languageIcon English
Free
Must Attempt
Video Solutions

RBI Asst Prelims 2026 : Reasoning Section Test 01

languageIcon English
  • pdpQsnIcon35 Questions
  • pdpsheetsIcon35 Marks
  • timerIcon20 Mins
languageIcon English
Free
Must Attempt
Video Solutions

RBI Office Attendant 2026 Full Mock Test - 01

languageIcon English
  • pdpQsnIcon120 Questions
  • pdpsheetsIcon120 Marks
  • timerIcon90 Mins
languageIcon English
test-prime-package

Access ‘IBPS PO Mains’ Mock Tests with

  • 60000+ Mocks and Previous Year Papers
  • Unlimited Re-Attempts
  • Personalised Report Card
  • 500% Refund on Final Selection
  • Largest Community
students-icon
354k+ students have already unlocked exclusive benefits with Test Prime!
Our Plans
Monthsup-arrow