Correct option is D
The correct indirect speech is (d) She explained that she was playing the keyboard.
Rules for converting direct to indirect speech:
1.
Tense Change: Since the reporting verb ("explained") is in the past tense, the verb in the reported speech also changes:
·
Present continuous (is playing) → Past continuous (was playing).
2.
Pronoun Change:
·
"I" changes to
"she" as per the subject of the reporting verb.
Correct Indirect Speech Sentence:
“She explained that she was playing the keyboard.”
Example:
Direct: He said, "I am reading a novel."
Indirect: He said that he was reading a novel.