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    Financial inclusion helps reduce income inequality in rural areas. Which platform provides a unified digital database for unorganised workers?
    Question

    Financial inclusion helps reduce income inequality in rural areas. Which platform provides a unified digital database for unorganised workers?

    A.

    Jan Dhan Yojana

    B.

    BHIM app

    C.

    E-Shram portal

    D.

    UPI dashboard

    Correct option is C


    The correct answer is (c) E-Shram portal
    Explanation:
    · The E-Shram Portal creates a national digital database of unorganised workers, including migrant labourers, street vendors, domestic workers and gig workers.
    · It helps the government design welfare schemes and deliver benefits directly to workers.
    · The portal assigns a unique 12-digit Universal Account Number (UAN) to every registered worker.
    Information Booster:
    · The Ministry of Labour and Employment manages the E-Shram portal.
    · It supports targeted welfare delivery such as insurance, skill development and social security benefits.
    Additional Knowledge:
    · Jan Dhan Yojana (a) is for financial inclusion but not worker database creation.
    · BHIM app (b) enables digital payments.
    · UPI dashboard (d) tracks UPI transactions, not worker identity or welfare.

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