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Financial inclusion helps reduce income inequality in rural areas. Which platform provides a unified digital database for unorganised workers?
Question

Financial inclusion helps reduce income inequality in rural areas. Which platform provides a unified digital database for unorganised workers?

A.

Jan Dhan Yojana

B.

BHIM app

C.

E-Shram portal

D.

UPI dashboard

Correct option is C


The correct answer is (c) E-Shram portal
Explanation:
· The E-Shram Portal creates a national digital database of unorganised workers, including migrant labourers, street vendors, domestic workers and gig workers.
· It helps the government design welfare schemes and deliver benefits directly to workers.
· The portal assigns a unique 12-digit Universal Account Number (UAN) to every registered worker.
Information Booster:
· The Ministry of Labour and Employment manages the E-Shram portal.
· It supports targeted welfare delivery such as insurance, skill development and social security benefits.
Additional Knowledge:
· Jan Dhan Yojana (a) is for financial inclusion but not worker database creation.
· BHIM app (b) enables digital payments.
· UPI dashboard (d) tracks UPI transactions, not worker identity or welfare.

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