Correct option is C
RBI prescribes different LTV ratios for gold loans depending on the loan amount:
Therefore, for loans up to ₹2.5 lakh, the correct LTV is 85%.
Up to ₹2.5 lakh → 85%
₹2.5 lakh to ₹5 lakh → 80%
Above ₹5 lakh → 75%
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According to RBI guidelines, what is the maximum Loan-to-Value (LTV) ratio permitted for gold loans up to ₹2.5 lakh?
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