According to RBI guidelines, what is the maximum Loan-to-Value (LTV) ratio permitted for gold loans up to ₹2.5 lakh?​

Correct option is C

1. RBI prescribes different LTV ratios for gold loans depending on the loan amount:

2. Therefore, for loans up to ₹2.5 lakh, the correct LTV is 85%.

   • Up to ₹2.5 lakh → 85%

   • ₹2.5 lakh to ₹5 lakh → 80%

   • Above ₹5 lakh → 75%