A Comprehensive Guide for Central Bank of India Promotion Exams (Clerk to Scale I & Scale-I to Scale -II) | Complete English Medium eBook by Adda247

Comprehensive Guide on Bank Promotion Exam is for all those aspirants who want to cover most of the important topic and are going to appear for Bank Promotion Exams for promotion from [Clerk to Scale I & Scale-I to Scale -II) across BOB, PNB, UCO, CANARA, P&SB, CBI & All other banks in India.

 

Index of A Comprehensive Guide on Bank Promotion Exam ( Clerk to Scale I & Scale -I to Scale -II) by Adda247 Publication 

A. GENERAL BANKING

1. Banking Regulations Act, 1949

• Important sections
• Recalled questions & most important MCQs

 

2. Reserve bank of India Act, 1934

•  RBI functions
• Monetary Policy & Fiscal policy
• RBI Rates
• Recent guidelines of RBI

 

3. Negotiable Instruments Act, 1881

• Important Sections
•  Negotiable Instruments & their salient features
• Payment of cheques- Protection to bankers
• Collection of cheques – Protection to bankers
•  Holder & holder in due course
•  Endorsements of cheques
•  Payment in due course
•  Crossing of cheques
•  Dishonor of cheques- new guideline
• Cheque Truncation
•  Garnishee order & Income Tax attachment order
• Government Schemes
• Income tax/GST

 

4. Bank Customers & Relations

• Type of bank customers
• Individuals
•  Minor
• Sole Proprietors
• Partnership
• Companies
• HUF
• Trusts/Societies
• Others

 

5. Bankers Obligations

• Secrecy of bank accounts
• Banking Codes and Standards Board of India (BCSBI)
• Banking Ombudsman
• Consumer Protection Act

 

6. Know your Customer (KYC)

• Small accounts
• Basic saving bank deposit accounts (BSBD)
• Prevention of Money Laundering Act,2002 & bank obligations under the Act

 

7. Different type of bank Customer’s account

• Savings
• Current
• Recurring Deposit
• Fixed Deposit Receipt
• ASBA (Application Supported by Blocked Amount) etc

 

8. Nominations in accounts

• Deposits
• Safe custody
• Lockers
• RBI Rules for nominations
• Settlement of claims

 

9. Government Savings Schemes

• Sukannya Samridhi scheme
•  PPF scheme
• Senior Citizen scheme
• Gold Sovereign scheme
•  New Pension scheme (NPS)
• Atal Pension Scheme
• PM Suraksha Bima Yojna
• PM Jeevan Jyoti Bima Yojna etc
• Clean Note policy
• Currency chest functioning

12. Money Market & its Instruments
13.Capital Market & Its instruments
14. Abbreviations
15. Misc. Banking terms

 

B. LEGAL BANKING

• The Indian contract act,1872
• The partnership Act 1932
• The companies Act, 2013 & 1956
• The Transfer of Property Act, 1882
• The Registration Act.,1908
• Right to information Act 2005
• The information Technology Act 2008 (previously 2000)
• Bankers Book Evidence Act, 1891
• Indian Stamps Act 1899
• The Limitation Act 1963
• The FEMA act 1999

 

C. PRIORITY SECTOR
A. Priority Sector definitions
B. Different Priority Sector segments/areas
C. Priority sector Targets
D. Non achievements of PS targets-Penalty
E. MSME (Micro small & Medium Enterprises) with latest amendments
F. Weaker sections
G.  Education loans
H. Micro finance Institutions’
I. Self-help groups
J. Mudra
K. CGTMSE (Credit guarantee fund for Micro & Small Enterprises)
L. PM Fasal Bima Yojna
M. Kisan credit card
N. Stand up India scheme
O. Poverty Alleviation Scheme like PMEGP, National Rural Livelihood mission (NRLM), etc.

 

D. GENERAL ADVANCES

• Lending Principles
• Different type of mortgages
• Different types of liens
• Different types of Securities
• Fixed and floating rates
• Loan against different securities
•  Charging of securities
• BASEL  1 , 2 , 3
• Retail loans
• Credit information companies like CIBIL
• CRILIC/ CERSAI/ CGTMSE & other agencies

 

APPRAISAL OF LOANS & ADVANCES
I.  Analysis of financial statements
II. Ratio analysis
III. Assessment of working capital

•  Documentations in financial Transactions
• Stamping under Indians Stamp Acts 1899
• Limitation period of documents
• NPAs
• Income Recognition & Assets Classification
• RECOVERY TOOLS
• Loan restructuring
• Lok Adalats
• Debt Recovery Tribunals
• SARFAESI Act,2002Insolvency & Banking Codes (IBC) 2016
•  Other Recovery tools

 

E. COMPUTERS & DIGITAL BANKING

•  Computers & banking
• Computer hardware’s & software’s
• Operating systems
• Computer languages
• Networking & types of Networks
• Technology products in a banking sector
• Core Banking
• Payment system & digital technology
• Payments & settlements Act,2007
• National Payments corporation of india
• Information Technology Act 2000

 

F. FOREIGN EXCHANGE

• Foreign Exchange Management Act,1999
• Definitions of NRI
• Different types of NRI accounts
• All types of international dealings in foreign currency
• Spot/ forward rates
• Dealing rooms
• All abouts Exports
• All about imports
• Letter of credits
• Different type of international accounts
• Foreign exchange Institutions Like DGFT, Exim bank, ECGC, FEDAI etc
• Foreign exchange return
• Foreign exchange terms like Buyer`s/supplier`s credit, crystallisation of bills/ ECB/ Arbitrage/UCPDC 600 etc
• Latest RBI/Government guidelines affecting Bankers

 

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