IBPS PO Salary 2025, In Hand Salary, Allowances, Job Profile, Career Growth

The Institute of Banking Personnel Selection (IBPS) is set to hold the IBPS PO 2025 exam to recruit candidates for the prestigious role of Probationary Officer, with 5,208 vacancies officially announced. Before starting their preparation, aspirants are encouraged to understand the monthly IBPS PO Salary, detailed salary structure (covering basic pay, HRA, DA, and medical allowances), and job responsibilities to get a clear picture of the career prospects after selection.

IBPS PO Salary 2025

The IBPS PO Salary 2025 has been revised, with the new basic pay fixed at Rs. 48,480. Including various allowances, the total gross salary amounts to roughly Rs. 90,732.77. After deductions such as NPS contributions and other standard cuts, the in-hand monthly salary is approximately Rs. 76,430.77.

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IBPS PO Salary Structure 2025 (Revised)

The IBPS Probationary Officer (PO) salary structure includes multiple components like special allowance, dearness allowance (DA), city compensatory allowance (CCA), house rent allowance (HRA), learning allowance, and other benefits. The updated salary details provided here are aligned with the 11th Bipartite Agreement.

IBPS PO In Hand Salary 2025

The IBPS PO In-Hand Salary 2025 is determined by adding all applicable allowances and then deducting necessary contributions. After these adjustments, the net monthly salary comes to approximately Rs.76,430.77/-

IBPS PO Salary 2025: Allowances

The details of the allowances given along with the IBPS PO Salary 2025 have been mentioned in the table given below.

IBPS PO 2025 Perks

As said earlier, it is not just the salary that is the tempting force, but it is also the Perks and Allowances that one receives as an IBPS PO. The following are the perks that are enjoyed by an IBPS PO:

1. Leased Accommodation: This benefit is dependent upon the place of posting and is available to the bank officers. Some banks provide official bank accommodation/bank quarters instead of leased housing.
2. Travelling Allowance: Most banks provide a fixed Traveling Allowance and reimbursement of petrol bills.
3. Medical Aid: Revised price is Rs 8000/- p.a. This is the amount for the medical needs of the employee.
4. Newspaper Reimbursement: A fixed monthly amount for newspaper service.
5. Coverage under the New Pension Scheme

IBPS PO Salary Slip

The Probationary Officers (POs) receive a monthly salary from the recruiting bank, along with a detailed SBI PO Salary Slip for transparency. This slip is either sent to the officer’s registered email or accessible via their salary account. It provides a complete breakdown of earnings, including basic pay, various allowances, deductions, and the total gross salary.

IBPS PO 2025 Job Profile

IBPS PO is one of the reputed jobs in the banking sector and provides many lucrative offers to employees. The Probationary Officer is trained for multiple operations such as finance, accounting, billing, investment, revenue collection, etc., during his/ her probation period to acquaint them with the banking procedure.

1. Resolving customer queries at the branch
2. Maintaining and supervising regular branch activities
3. Public relations and addressing the issues and grievances of customers
4. Directing daily transactions of customers and processing loan(s) details
5. Bringing new businesses to the bank branch

IBPS PO Promotion and Career Growth

The public sector banks follow uniform guidelines issued by the Ministry of Finance, Government of India, regarding promotion policy matters. The stages of promotion for an IBPS PO are given below.

1. JMGS I (Junior Management Grade Scale I) or probationary officers
2. Middle Manager – Middle Management Grade Scale 2
3. Senior Manager – Middle Management Grade Scale 3
4. Chief Manager – Senior Management Grade Scale 4
5. Assistant General Manager – Senior Management Grade Scale 5
6. Deputy General Manager – Top Management Grade Scale 6
7. General Manager – Top Management Grade Scale 7
8. Executive Director
9. Chairman and Managing Director

Participating Bank For IBPS PO 2025

Given below is a list of participating banks that are the leading Public Sector Banks of India that come under the surveillance of the Reserve Bank of India. So, working with these banks is a great opportunity to enter to financial sector of India.

1. Bank of Baroda
2. Bank of India
3. Bank of Maharashtra
4. Canara Bank
5. Central Bank of India
6. Indian Bank
7. Indian Overseas Bank
8. Punjab National Bank
9. Punjab & Sind Bank
10. UCO Bank
11. Union Bank of India

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